PROTECT WHAT MATTERS TO YOU

LIFE  HOME  AUTO & COMMERCIAL INSURANCE

ABOUT US

Welcome to The Major Agency, your trusted partner in protecting what matters most. At The Major Agency, we understand that life is filled with uncertainties, and that’s why we are dedicated to providing comprehensive insurance solutions for your life, auto, home, and business needs.

Our Mission Our mission is to empower individuals, families, and businesses to navigate life’s unpredictable moments with confidence. We believe in building lasting relationships by offering personalized insurance coverage that fits your unique circumstances. From safeguarding your home against unexpected events to ensuring the well-being of your loved ones, we are here to provide peace of mind through reliable and tailored insurance options.

AUTO INSURANCE INFORMATION

What is auto insurance?

 Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.

  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Why do you need auto insurance?

It’s really all about protecting yourself financially.

  • If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.

  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.

  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth.

  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)

  • What is the insurance company’s level of service and ability to pay claims?

  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)

  • What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

GOOGLE REVIEWS

Rez Corvair RERE
Rez Corvair RERE
2023-07-10
Great company very helpful
Tron W
Tron W
2023-05-10
I was shopping around for auto insurance because I didn't want to renew with my current provider (long story). Eventually I was referred to "The major agency" by a colleague at work. I wanted only auto insurance, but I was so impressed that I ended up transferring my auto, home, and life insurance to the Major agency. I spoke with and worked with Shardae Lawal and I was blown away by the attention to detail , the level of care, the deep industry knowledge and end-to-end service their agency provided. And as an extra bonus - THEY HELPED ME SAVE MONEY !! A++ service and I can't recommend them enough.
Malik Harness
Malik Harness
2023-05-02
I am a proud client of "The Major Agency-Insurance". The level of expertise and insight really helped me make an informed purchasing decision. When dealing with things like insurance policies, I always felt like a number. With "The Major Agency-Insurance", you are so much more. I highly recommend this agency. They definitely have me as a client for life. 10/10
maquita taylor
maquita taylor
2022-07-23
10/10 recommend. Excellent service. Best instance agency in Atlanta!
queen stinson
queen stinson
2022-07-23
Great with detail and information! Shardae was great!!!
Sonia B
Sonia B
2022-06-09
Very professional and quick to respond to my requests. I’m very pleased with the customer care that I received.
Jay P
Jay P
2022-05-04
Excellent, Excellent customer service! They were able to get me a very low rate with more coverage! They even beat USAA! Why not give them a call and see what they can do for you...
Omolara Soyinka
Omolara Soyinka
2022-03-31
Recently switched insurance brokers to the Major Agency, and I’m glad I did! Shardae was very attentive to all our needs, and after walking us through our options, she helped us purchase home, auto and life policies at competitive rates. We’d been shopping around for quite some time looking for good rates, so I’m happy this was a one-stop-shop for us. Shardae was organized, professional, and very knowledgeable. Outstanding customer service! I will definitely be recommending the Major Agency to others.
F over E
F over E
2022-03-21
Great agent. I started a construction company and she was able to get me and my employees insured. The process was smooth because she is very knowledgeable in her field. I said it once and I’ll say it again. Great agent

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Benefits of having Home Insurance

August 16, 2023|0 Comments

Home Insurance typically helps cover more than just the physical structure of your home. From your personal belongings to the shed in your backyard, or even medical bills if a guest is injured on your [...]

Benefits of having Auto Insurance

August 16, 2023|0 Comments

If you cause a car accident, you might be responsible for any costs associated with it. This includes legal fees, medical expenses, and lost income. Without certain types of coverage, you would likely pay for [...]

Some Benefits of having life insurance

August 16, 2023|0 Comments

Life insurance can give you financial confidence that your family will have financial stability in your absence.   Income replacement for years of lost salary Paying off your home mortgage Paying off other debts, such [...]

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