PROTECT WHAT MATTERS TO YOU
HOME INSURANCE
ABOUT US
Welcome to The Major Agency, your trusted partner in protecting what matters most. At The Major Agency, we understand that life is filled with uncertainties, and that’s why we are dedicated to providing comprehensive insurance solutions for your life, auto, home, and business needs.
Our Mission Our mission is to empower individuals, families, and businesses to navigate life’s unpredictable moments with confidence. We believe in building lasting relationships by offering personalized insurance coverage that fits your unique circumstances. From safeguarding your home against unexpected events to ensuring the well-being of your loved ones, we are here to provide peace of mind through reliable and tailored insurance options.
HOMEOWNERS INSURANCE INFORMATION
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.
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Benefits of having Home Insurance
Home Insurance typically helps cover more than just the physical structure of your home. From your personal belongings to the shed in your backyard, or even medical bills if a guest is injured on your [...]
Benefits of having Auto Insurance
If you cause a car accident, you might be responsible for any costs associated with it. This includes legal fees, medical expenses, and lost income. Without certain types of coverage, you would likely pay for [...]
Some Benefits of having life insurance
Life insurance can give you financial confidence that your family will have financial stability in your absence. Â Income replacement for years of lost salary Paying off your home mortgage Paying off other debts, such [...]